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Windstorm Mitigation Discount Inspection
Our MissionIs to get your windstorm premium as low as possible. Bottom Line Windstorm provides money saving inspections that save you up to 45% on your wind policy. The state legislation adopted provisions for a new statewide building code (the 2001 Florida Building Code), which became effective on March 1, 2002. The same legislation included a requirement for insurance companies to provide windstorm insurance discounts for homes that have construction features that reduce the losses in windstorms. Each insurance company was required to submit new rates by February 28, 2003 and include discounts for wind damage reduction (mitigation) construction features. The discounts are justified because stronger, more wind-resistive houses have lower windstorm losses, and lower windstorm losses mean reduced costs to insurance companies. The insurance discounts provide some financial incentives for homeowners to strengthen their existing homes and for new construction to be built to the strongest options in the Florida Building Code. These new insurance rate discounts in Florida began to take place in 2003. They apply to both existing construction (houses built prior to 2002) and new construction built to the new statewide Florida Building Code (FBC). To qualify for these discounts, most insurance companies require a windstorm mitigation certification inspection.
To qualify for a Windstorm Mitigation Discount and or rebate on your existing homeowner insurance policy, insurance companies require licensed building professionals to certify the structure. Our $150 to $200 inspection fee will cover all related aspects of the windstorm mitigation inspection and your windstorm certification. In some cases photos will be taken to send to the insurance company. We will provide the necessary forms filled out and signed.Contact Information
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We have people in two convenient locations in the state. Kevin Crowley is in West Palm Beach 561-644-3169 Robert Crowley is in Dade County 305-807-7981 e-Mail Bottom Line Windstorm More useful links to come!
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